Pay with Klarna

Flexible Payment

Furnish Now, Spread the Cost

Shop sofas, beds, mattresses and flooring online and pay your way with Klarna. Split eligible purchases into interest-free instalments at checkout — no waiting, no fuss.

18+, UK residents only. Subject to status. Terms apply.

Interest-Free Instalments
Quick Checkout Decision
No Hidden Fees
Used by Millions Worldwide

Shop the Range

Browse by category

Choose a category to explore the range — then spread the cost with Klarna at checkout.

See What You Could Pay

Your Klarna options

The exact options available to you are shown at checkout and depend on your basket and eligibility. Here's a look at how Klarna can break down your payments.

Flexible payment options from Klarna are shown at checkout, subject to eligibility.

The Process

How Klarna works

Paying with Klarna online is quick and straightforward. Here's all it takes.

1

Shop & Add to Basket

Choose the sofa, bed, mattress or flooring you love and head to checkout.

2

Choose Klarna

Select Klarna as your payment method when you check out online.

3

Quick Decision

Get an instant decision and see your payment schedule before you confirm.

4

Spread the Cost

Enjoy your purchase and pay in manageable instalments over time.

Why Klarna

A smarter way to pay

Get the home you want today and spread the cost in a way that suits your budget.

Interest-Free Instalments

Split eligible purchases into interest-free payments, subject to status.

Instant Checkout

A quick decision at checkout means no waiting around to get started.

Upgrade Your Home Sooner

No need to wait and save — enjoy your new furniture or flooring now.

Safe & Secure

Klarna is a trusted, secure payment provider used by millions of shoppers worldwide.

Stylish living room furnished from Paul James Home

Big-Ticket, Made Manageable

Furniture & flooring, without the big upfront cost

A new sofa, a full bed set or flooring for the whole home is a big investment. With Klarna you can spread that cost over time and keep your budget comfortable — all from the convenience of shopping online.

Got Questions?

Klarna FAQs

What is Klarna?
Klarna is a payment provider that lets you spread the cost of your purchase into instalments rather than paying it all upfront. You choose Klarna as your payment method at checkout.
Is Klarna interest-free?
Klarna's instalment options are interest-free when you pay on time, subject to status and eligibility. The exact options and terms available for your basket are shown at checkout before you confirm.
How do I pay with Klarna?
Add your items to your basket, head to checkout, and select Klarna as your payment method. You'll get a quick decision and see your payment schedule before completing your order.
Is there a credit check?
Klarna may carry out an eligibility or credit assessment when you choose to pay in instalments. This is managed entirely by Klarna as part of checkout, and approval is subject to status.
Can I use Klarna in your showroom?
Klarna is for online orders through our website. If you'd prefer to arrange finance in person, we also offer in-store finance — see our 0% Finance page or pop into our Clydebank showroom.
Who do I contact about a Klarna payment?
For questions about an existing Klarna plan, contact Klarna directly through the Klarna app or website. For anything about your order or products, email us at hello@pauljameshome.co.uk or call 0141 266 0400.

Ready to shop?

Browse our full range online and choose Klarna at checkout to spread the cost of your new furniture or flooring.